The holiday season is a good time to stop and reflect on our blessings and accomplishments. This year has been especially challenging in the mortgage industry as federal and state governments try to figure out how to fix all that went wrong in our industry and the economy. The changes and new well intentioned (but often misguided) regulations along with all the other changes has had a major impact on how we conduct our business and what we will need to do to be successful in the future.

We continue to see positive signs in housing sales, stabilization of prices in many markets, continued low rates and unemployment rates that appear to be making a turn for the better. We are proud to be your trusted lender since 1987. We have stayed true to our ideals and accomplished growth in our business during these turbulent times. Most importantly we are thankful to our loyal customers and outstanding employees for the support they have provided to Superior Mortgage.

During the holidays, I hope your time will be spent with the spirit of giving, the importance of family and the excitement of new opportunity. We appreciate your continued trust and support. As we head into the New Year as committed partners to you, we wish to thank all of you for choosing to do business with us.